For the majority of people, a house is the most important personal asset that they will acquire during their lifetime. Keeping a house in good condition through upgrades and improvements ensures its value appreciates over time. Thus, home improvements not only enhance living conditions but are an investment and a sound legacy for family members.

Adding an annex to an existing house to host a newborn or aging parents, replacing a leaking roof or installing a bathroom are only some of the many possible value adding projects that can be undertaken with a home improvement loan. A house also has the potential to be leveraged for future business opportunities. Many entrepreneurs often use their homes as productive assets in generating income. The home can be a place to produce goods, store inventory or conduct business.