John Stephen Mugerwa

Stephen joined EFC in January 2020 as the Finance Lead on the Core Banking Software Implementation Project and later joined the Finance team as the Finance Manager. He has a wealth of practical experience in Accounting, Finance, Risk Management, Project Management, Credit Management, Micro-finance, Banking, Operations and Strategic Leadership spanning over 20 years. Before joining EFC, Stephen worked with FINCA (U) Ltd as a Chief Accountant, Vision Fund Rwanda as Chief Financial Officer, ABC Capital Bank as Finance Manager and Centenary Bank as Principal Accountant. He holds a Master of Science degree in Risk Management and Investments, bachelor’s degree in Business Administration and Management and a Higher Diploma in Management Information Systems.

When everything seems to be going against you, remember that the airplane takes off against the wind, not with it.