Michael Davis Agaba

Michael is a seasoned banker with over 12 years experience. Prior to his appointment at EFC, Michael worked with a renowned commercial bank as a PBB Credit Portfolio Manager where he was responsible for a portfolio of over USD 800mn. He champions healthy credit portfolio management to avert potential losses for entities. Michael holds an Executive Master’s Degree in Business Administration from Uganda Martyrs University and is a certified Oracle DBA.

When everything seems to be going against you, remember that the airplane takes off against the wind, not with it.